Credit Card Processing

Competitive Rates and Superior Customer Service

Credit card and debit card processing are a big expense for retailers and other service businesses of all sizes. Take advantage of competitive rates and superior customer service with VRA’s Credit/Debit Card Processing Program.

VRA has joined forces with the Retail Council of New York State (through its subsidiary, Retail Council Services Corp. [RCSC]) and Global Payments Direct, Inc. to offer an innovative program to VRA Members. The combined buying power of several retail associations (New York, Vermont, and New Hampshire) allows for very favorable processing rates and transaction fees (in many cases eliminating fees) for participating VRA Members.

These days, it takes an experienced professional to make sure you’re getting the best deal for your credit/debit card processing. Our specialists analyze processing statements daily and know the games other processors can play to squeeze you for extra revenue. Call (866) 350-2652 (9 a.m. – 5:30 p.m. EST) for a free, no obligation savings analysis of a recent statement from your current processor.

As part of the analysis, you will get a quote specifically tailored for your business based on your annual credit card processing volume, average ticket and the types of transactions or cards used. If you’ve got a better deal with your current processor, we’ll tell you! But chances are very good that you will save by switching to the VRA program.

The VRA Credit/Debit Card Processing Program through Global Payments Direct, Inc. features:

  • No start-up fees
  • Funds promptly deposited into the bank of your choice
  • No monthly minimums
  • No annual fee
  • No training fee
  • Free paper supplies
  • Easy to read monthly statements
  • Mail and telephone order sales processing
  • eCommerce processing
  • Discounted equipment sales and rentals
  • No long-term equipment leases

Service. Service. Service.

Although many claim to provide it, the Credit/Debit Card Processing Program staff prides itself on delivering superior member service. If you’re a participant in the Program, you can count on 24/7 support just a quick phone call away.

The staff is so determined that Members get the best deal possible on their credit/debit card processing, they review each participant’s account every quarter in search of additional ways to help them save. Now that’s service!

Low Cost Equipment

VRA Members can purchase credit card processing equipment at steeply discounted prices. We work directly with a wholesaler to save our Members money on this necessary business expense.

A full line of terminals and printers is available. Call today for a complete list of available equipment - (866) 350-2652. With a variety of payment options, we’re sure to have what you need at discounted prices. In addition to purchasing equipment, Members can also rent certain terminals and printers for as little as $25 per month.

The Credit/Debit Card Processing Program is administered by Retail Council Services Corp. (RCSC), a wholly owned subsidiary of the Retail Council of New York State. Merchant agreements are with Global Payments Direct, Inc.